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Protecting Your Money

Yesterday I revealed my status as an identity theft survivor. My identity was ripped off nearly a decade ago, yet the sting is ever-present. A former colleague of mine was the perpetrator. Looking back, it was probably very easy for him to obtain access to my computer since we worked just a few cubicles down from each other. Hacking is just one of the ways thieves can gain access to your personal information and ultimately steal money from you. However, according to new reports, very few people realize that cybercrime is taking place, even after their sensitive information has been … Continue reading →

Saving Time By Saving Documents

For those of you who are married and have had children, remember registering at the various stores for certain gifts and such? Recall how frustrating it could be trying to figure out what you wanted, the quantity, and the color of that item? Let’s skip ahead a few years – there is a tragedy involving your home, everything is lost. Not a very happy thought, but it can happen to any of us. It may be a home fire, tornado, hurricane, or even a flood. Now imagine the days following these events and everything you will be doing and what … Continue reading →

Family Meal Time Benefits

Eating a meal together at the table with your spouse and children, sounds like such a simple thing doesn’t it? But it can have lasting effects. Family meals are more important than we realize. According to research, teenagers of families that eat together at the table are less likely to get into trouble, less likely to take drugs and to suffer depression. Sitting down and eating together is a relaxing and sociable time. It is a time for husband and wife to share their day and talk about it, as well as let the children share what’s been happening. It … Continue reading →

Caution: Severe Weather Impending from Texas to Chicago

If you are not already aware, severe weather is in the forecast beginning today and possibly continuing for at least the next 36 hours. Much of the central part of the country is under threat of severe thunderstorms including lightning, large hail, damaging winds, possible long track tornadoes, and more flooding. From Texas to Illinois, it is paramount that people pay attention to weather forecasts as well as to conditions in their area. If you don’t already have one, it’s a good idea to pick up a weather radio, one that will alert you if dangerous weather is heading your … Continue reading →

Insurance Terms: P

A | B | C | D | E | F | G | H | I | J-K | L | M | N | O | P | Q-R | S | T | U-V | W-Z Package Policy are single insurance policies combining several coverage’s which may ordinarily or often be sold separately. Some companies package homeowner, auto and personal liability coverage any issue one package policy. Partial Loss is an insured loss involving less than the full value insured. A claim where less than the maximum amount of insurance coverage is needed. Performance Bond In general … Continue reading →