Search Results for: blog preparing for job loss

Preparing for Worse Times Ahead

While we would all hope that the economy is going to get better soon, the reality is that it will probably get worse before it starts getting better. Leading analysts say that it may be 2010 before we can expect an improvement. This means that there will be further job losses, higher prices and the possibility of shortages as business fail and manufacturers have to reduce their production. To give yourself peace of mind, start doing what you can to prepare. Ideally, you should have three to six months of living expenses squared away in an emergency fund. While this … Continue reading →

Preparing for Hard Times

This last session of General Conference has several talks that focused on how to survive trials. The talks were on spiritual, emotional, and physical trials. They all talked about the importance of being spiritually prepared to handle the hard times that will come into every person’s life. They also talked about the importance of being physically prepared for trials. One way to be spiritually prepared is to build a network of people that can help you during difficult times. Sometimes you simply need a shoulder to cry on, or a friend to drop in and check up on you. Other … Continue reading →

Adoption Blog in Month in Review: June, Part Two

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I reflect on my co-blogger Lyn’s blog in the Education Blog about teen-age girls making a pact to get pregnant and raise their babies together. Teen mothers who plan adoption for their babies are less likely to go on welfare than those who parent as teens. Unfortunately, most mothers choosing adoption are young adults—teenagers often decide to parent. Of course, some teen moms do a fine job—but these girls will quickly realize it’s no lark. My blog Wild Horses Couldn’t Drag Me Away from You cautions that some doctors’ and dentists’ comments and policies regarding keeping parents out can be … Continue reading →

Coping With a Loss or Drop in Business Income

It would be lovely if we were in a constant upward trajectory in our home businesses and each month, quarter, or year our income just went up and up and up. But, unfortunately, the world of business just doesn’t work that way. For a person who is used to getting a steady paycheck or salary that is regularly adjusted for cost-of-living increases, the fluctuation of cash flow in a home business can be a tough pill to swallow. It can take some adjustment to regroup when there is a loss or dip in income. Planning can help, and preparing for … Continue reading →

Preparing to Be Out of Work

None of us wants to admit that there might be a time when there is a sudden loss of income. A job loss or disability can be devastating. However, if you prepare before something like this happens, you will have a sense of security even at this uncertain time. Get disability insurance. How would you provide for your family if one of the two family breadwinners was injured? Or what if the sole provider for your family was not able to go to work? If you are relatively healthy, disability insurance can be quite inexpensive. Of course this depends on … Continue reading →

Preparing for Job Loss

One event that everyone should plan for is a sudden job loss. This could happen for a variety of reasons. You may or may not receive a severance package. You may or may not qualify for unemployment. The average job search takes between three to six months, but depending on your location and your field of work this may take longer. Two weeks after my husband had started a new job, the business burned to the ground. It was a small family owned business, and so they had to lay everyone off until they figured out what to do. We … Continue reading →

Career Emergency Preparedness

Preparing for a job-related disaster is important. Jobs are far from secure these days, even for the best employees. If you have a plan in place and are willing to do a little work up front, you can weather a job or income loss with ease. Here are the steps that you need to take for career emergency preparedness and preparing for a job loss. Create a Resume Plan Most people don’t even think about updating their resumes until a job loss or changes in their work environment happen. Unfortunately, this can be the worse time to try and update … Continue reading →

Supporting Your Spouse through Grief

We all experience grief at some point in our lives—it’s part of being alive and human, having emotions, and loving. At times, the husband and wife will both go through the same grief—losing a child or the lesser pain of losing a badly needed job or a loved home. Other times, one spouse will go through a personal grief not quite as deeply felt by the other. In both circumstances, they need each other. If you are the spouse who is grieving, share what you need with your partner. Don’t expect him to just know what you’re going through. He … Continue reading →

Is Your Family Prepared?

My first experience with talking about food storage to someone who was not a member of the church came just after 9-11. She pulled me aside to let me know that she had purchased extra groceries just in case something happened. She was quite proud of herself, but then she went on to explain the other ways and reasons that she purchased in bulk and in advance. She felt that food storage was a good thing especially for the disasters that may come in our lives. She was right, but sometimes people look at our food storage and provident living … Continue reading →

Mother’s Day Surprises

Mother’s Day will be here shortly and for most moms it will be filled with some sort of surprise given your children’s ages. A single mom with no support from anyone else cannot rely on someone to take their child shopping for a gift for you, but that is okay. The best gifts are made from the heart with their own two, sweet, little hands. Providing your kids know it is Mother’s Day they will be busy preparing something special just for you. Your job is to pretend that you know absolutely nothing, that you see absolutely nothing, and that … Continue reading →