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Making Changes in Your Business? Have a Back-up Plan

I often encourage taking calculated risks and making changes in your home business. The fact is, change is inevitable and we can either embrace and use it to our advantage or fight it and drag our feet when it is time to expand or grow our home businesses and make adjustments. Even when you are embracing change and charging toward the future, however, I think it is a good idea to have a back-up plan “B” tucked away in your pocket. You may be concerned that having a back-up plan means that you do not have complete faith in your … Continue reading →

Have an Emergency Plan

One of the worst problems with a crisis is still dealing with the other details of life. Ensure that your money matters are covered, so if an emergency hits… you do not have to worry about the finances. The following is a list of key things to do ahead of time, before disaster strikes. 1. Create an emergency savings. How much you will set aside depends on many factors, but most experts agree that three months of your income is the minimum with six months of income the preferred. It is critical that this savings is in a liquid account … Continue reading →

Developing a Group Emergency Plan

If there was an extreme emergency in your town, would you know how to rally together with neighbors, family, and friends? Imagine the difference if your home was struck by a natural disaster and you had a plan for checking with those you care about and making certain that everything is all right with those you love. In the event of a large emergency, it could be crucial to work together. A group emergency plan makes working together a lot easier. What types of groups? A group emergency plan can be made for any type of group at all. Generally … Continue reading →

Tornado Hits Alabama School

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Tennessee and Alabama were no strangers to storms today. Schools in all surrounding counties, including mine, closed early. The students, teachers, and parents here in southern Tennessee were blessed. We safely loaded children either into the car with parents or on the school bus and sent them home without any problems. One school in the nearby state of Alabama was not so fortunate. At around 12:45 this afternoon, a tornado hit Enterprise High School in Enterprise, Alabama. The school stadium was destroyed. Cars in the parking lot were turned over and trees were tossed around. One hallway in the school … Continue reading →